UNIQUE OFFER
A simple, fast and advantageous financial solution
Quick funds without a credit check- A wide range of exclusive benefits and services
-
Practical financial tools
A commitment recognized by our members
90%
of our members are satisfied with their experience with Alterfina*
+ 2,000 customer reviews
A commitment recognized by our members
90%
of our members are satisfied with their experience with Alterfina*
+ 2,000 customer reviews
*Data from an independent annual customer satisfaction survey (December 2024)
Become a member and make the most of it
Exclusive discounts and services worth over $4,000, financial tools, and access to fast credit to help you save and better manage your finances daily.
FAST CREDIT
Funds in less than 24 hours, directly in your account, securely.
MERCHANT DISCOUNTS
Save with exclusive discounts on your everyday purchases.
EQUIFAX PREMIER
A powerful tool to control your credit and protect your identity.
PREPAID CARD
A practical solution for simple and flexible fund management.
FAST CREDIT
As a member, you can get money quickly in 3 simple steps
1
Easy-to-complete form
Fill it out in just 2 minutes.
2
Secure banking verification
We validate your information safely.
3
Instant direct deposit
Receive your funds directly into your account.
Calculate your payments
1 / Desired credit amount*
2 / Payment frequency
3 / Payment amounts
167$ by paycheck for about 182 days
Receive your moneyAt Alterfina, no need to worry about your credit history.
How it works
We offer fast short-term financing solutions to Canadians in a secure and confidential environment, regardless of their financial situation. Unlike banks, we do not require a credit check to provide you with the funds you need. Your request will be processed quickly, regardless of your credit history.
Whether it’s for an unexpected expense, an urgent payment, or late fees, get your emergency funds quickly and easily, even with bad credit!
Calculate your payments
1 / Desired credit amount*
2 / Payment frequency
3 / Payment amounts
167$ by paycheck for about 182 days
*Indicative amount. Refer to the
legal notices page
Great when you need help and great customer service, thank you.
- Caroline
Thank you for your trust! I appreciate the team who offered great service, thanks!
- Guy
I thank you for your agents who called me at home to confirm. The staff is kind and polite. Thanks for your quick answer! The delay for my deposit was quick.
- Sandie
I liked being listened to and the professionalism. I felt respected. Thank you very much.
- Guylaine
Trusted by thousands across Canada
We are proud to have received over 2,000 customer reviews with a rating of over 4.6/5 (as of Winter 2025). Their testimonials are proof of our commitment to providing a reliable and human-centered service.
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